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28 August 2025 Current Affairs

Pradhan Mantri Jan Dhan Yojana

  • Launched On: 28th August 2014

  • Purpose: To provide banking access to every household in India, especially the poor.

  • Main Goal: Financial inclusion – bringing everyone into the formal banking system.

  • Zero Balance Account: People can open a bank account with no minimum balance required.

  • Free RuPay Debit Card: Every account holder gets a RuPay debit card for ATM and online transactions.

  • Insurance Benefits: Accidental insurance ₹1 lakh and Life insurance ₹30,000

  • Direct Benefit Transfer (DBT)

  • Mobile Banking Facility Overdraft Facility

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Indian Grandmaster R Praggnanandhaa qualifies for Grand Chess Tour final in the US

  • Indian Grandmaster R Praggnanandhaa secured his place in the Grand Chess Tour finale by finishing as the runner-up at the Sinquefield Cup, where American Wesley took the title.

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India-China cooperation on global AI governance

  • Prime Minister Narendra Modi’s first visit to China since the Galwan Valley clash.

  • He is visiting Tianjin to attend the Shanghai Cooperation Organisation (SCO) summit.

  • The visit could help improve India-China diplomatic relations.

  • A major goal of the visit is to talk about working together on artificial intelligence (AI) governance.

  • India and China want to help shape international rules for AI.

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